What is Fintech?

What is Fintech? The word Fintech is an amalgamation of “finance” and “technology” which can be defined as “new technology and innovation that aim to compete with traditional financial methods in the delivery of financial services”. In recent years, the Fintech industry as a whole has taken off and grown exponentially year-on-year through the emergence of new companies which create …

Q&A with Ronit Ghose – Part 2

CFTE looks back at Ronit Ghose’s (Global Head of Banks Research – Citi) recent presentation titled Bank X: The New New Banks, where he answered questions from the audience about a wide range of topics. Click here to view the full presentation on BrightTalk.——————————————————————————————————————– Question: If you’re a CEO of a large bank that is overly exposed to Hong Kong, …

Q&A with Ronit Ghose – Part 1

CFTE looks back at Ronit Ghose’s (Global Head of Banks Research – Citi) recent presentation titled Bank X: The New New Banks, where he answered questions from the audience about a wide range of topics. Click here to view the full presentation on BrightTalk.——————————————————————————————————————– Question: For a long time, we’ve had low interest rates, so banks aren’t making the money …

How to Use SkillsFuture Credits to Start Your Career in Fintech

Singapore is a rare example of a nation-state taking proactive steps to support a comprehensive framework for developing technologies. With CFTE being part of the Fintech industry, this has obvious appeal to us. It’s no secret that there is currently a lack of workers with the relevant tech skills in this industry. However, public programmes such as SkillsFuture and Professional …

How AI in Finance Affects Human Capital

CFTE continues its series of deep dives into AI in Finance, looking at how financial services must consider new age solutions, ethical dilemmas, market structure and talent as a result of these changes.——————————————————————————————————————– Artificial intelligence in finance has undoubtedly brought the industry to the next level and is set to revolutionise the way it works. However, it may also have …

How AI in Finance May Improve Healthy Competition

CFTE continues its series of deep dives into AI in Finance, looking at how financial services must consider new age solutions, ethical dilemmas, market structure and talent as a result of these changes.——————————————————————————————————————– The rise of artificial intelligence in finance has resulted in a diminished need for search and comparison costs for customers. This pushes financial services providers to extreme …

How AI in Finance Changes Operating Models

CFTE continues its series of deep dives into AI in Finance, looking at how financial services must consider new age solutions, ethical dilemmas, market structure and talent as a result of these changes.——————————————————————————————————————– AI in finance is not just a fad that is designed to make a company look good on the outside; it also transforms how operations in the …